Loan Factory Direct - Kind Lending

Address: 2195 Tully Road, San Jose, CA 95122

https://www.LoanFactory.com/

Internal Reviews

(0 reviews)

Total loans closed with Loan Factory
0

Total loans closed with Loan Factory (past 12 months)
0

Lender overview

Basic information

QM Program

VA IRRRL

USDA

Loss Payee

Loan Factory, Inc. Its Successors and/or Assigns 2195 Tully Road, San Jose, CA 95122

CPL or Subordinate Clause

LOAN FACTORY, INC. ISAOA 2195 TULLY RD SAN JOSE, CA 95122-1346

Lock policies & Fees

Lock Policies

Lock extension

Kind does not give us any free lock extension. Loan must be funded and the signed package uploaded by lock expiration. We may incur lock extension fee if not purchased in 7 days (typically purchased in 2-5 days).

Relock

N/A

Lock & Shop

Yes

Lender's niche & Overlays

Lender's Niche

NO FICO Conventional and VA. Must meet non traditional credit requirements

VA – we can do JOINT VA

Apostilles are disallowed at closing

Lender's overlays

None

Lender turn time

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)

Review - Loan Factory Direct - Kind Lending

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